Stacking Discounts: How to Combine Coupons for Maximum Savings
Savvy shoppers know that the real magic happens when you combine multiple discounts—a strategy known as "stacking." When executed properly, stacking can lead to savings that dwarf standard single-discount offers. However, not all discounts can be combined, and each retailer has different rules. This guide will teach you the art and science of discount stacking to maximize your savings.
Stacking Strategies:
- Understand different discount types and how they interact
- Learn retailer-specific stacking policies
- Discover tools to automate discount stacking
- Master the order of operations for maximum savings
Types of Discounts That Can Be Stacked
Not all discounts are created equal when it comes to stacking potential:
- Percentage-off coupons: Often stack with other percentage or dollar-off coupons
- Dollar-off coupons: Typically stack with percentage discounts
- Store-wide sales: Usually combine with manufacturer coupons
- Cashback offers: Almost always stack with other discounts
- Loyalty rewards: Generally stack with all other discounts
The Mathematics of Stacking
Understanding how discounts compound is crucial for maximizing savings:
- Two 20% discounts applied sequentially don't equal 40% off—the actual discount is 36%
- The order in which discounts are applied affects the final price
- Dollar-off coupons should generally be applied after percentage discounts
Retailer-Specific Stacking Policies
Major retailers have different stacking rules:
| Retailer | Stacking Policy |
|---|---|
| Amazon | Limited stacking—usually only one coupon per item |
| Walmart | Allows manufacturer coupons with store coupons |
| Target | Generous stacking—store coupons, manufacturer coupons, and Circle offers |
Advanced Stacking Techniques
For serious savers, these strategies can lead to incredible deals:
- Layering cashback apps: Combine Ibotta, Rakuten, and credit card cashback
- Price matching plus coupons: Some stores honor competitors' prices and still accept coupons
- Military/student discounts: Often stack with other offers at certain retailers
- Clearance stacking: Find clearance items that still qualify for additional discounts
Mastering discount stacking requires patience and practice, but the savings can be substantial. Start small by combining just two discounts, then gradually incorporate more complex strategies as you become comfortable with different retailers' policies. The key is to always read the fine print and understand exactly how each discount will be applied to your purchase.
